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15 DIY Gifts For Friends For $15 Or Less

With the holiday season just around the corner, you might be making your list of gifts that you’re planning on gifting to the special people in your life.  And this year it’s a lot different because we’re on a tighter budget than usual since we’re living off of one income. So I had to start thinking more creatively (aka spend …

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Christmas on a Budget: 5 tips for a debt-free holiday

The holiday season is sneaking up on us. Before you know it, Christmas will be knocking at your door. I just love Christmas! Something about all the lights, presents, and listening to Christmas music on the radio gets me feeling all warm and fuzzy! Although I love Christmas, I hate like how expensive it is. If you’re like most people …

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Simple Ways To Save Money On Medical Bills Now

I’ve always been pretty healthy. But in 2015, my healthy self wasn’t so healthy anymore. I was losing an alarming amount of weight. My heart was constantly racing, leaving me gasping for air. When I finally went to the doctor, I found out a couple of things. I have an autoimmune disorder and doctors appointments and tests are VERY expensive. …

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How To Start An Emergency Fund With No Money

Starting an emergency fund is so incredibly important to your financial health. But you might wonder how you’re able to start an emergency fund when you don’t have any money to spare. If that’s you, it’s even more important to build that emergency fund. If you’re unable to save any money now, what are you going to do when an …

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How To Start An Emergency Fund ASAP

My husband bought a used car a few years ago. It checked all the boxes. Low mileage, no previous accidents, and it got decent gas mileage. We planned on him driving that car for many, many years to come. I’m still driving my 14-year-old car if that says anything. But something totally unexpected happened last year. Even though his car …

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Buying Second Hand Is So Much Better Than Buying New

I love the fact that buying second hand or used is becoming more and more popular. Although more people are doing it, the majority of the people that I know still doesn’t want to buy something that has been “used.” But buying used isn’t what it used to be. Your options are more than some raggedy piece of crap toaster on …

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Frugal Fall Activities For The Whole Family To Enjoy

Goodbye summer and hello fall! Hope you and your family had an amazing summer, filled with lots of sunshine, vacations (or staycations), and lasting memories. I know I did! Another amazing summer on the books! Check! Related Article: 21 Creative and Fun Activities for Kids this Summer I love fall because it isn’t ninety degrees out and you can enjoy being …

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Best Apps To Save Money On Groceries

Are you spending a big chunk of your paycheck on groceries each week? It’s probably one of your biggest expenses. But unlike some of your other expenses, there are a ton of different ways that you can actually save money on groceries. I know that it’s possible because I’ve saved about $115 in the past 3 months. One of the …

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5 Things You Must Do To Cut Your Grocery Bill in Half

Have you ever noticed how easy it is to spend way more than you had intended at the grocery store? Unfortunately, groceries are just one of those unavoidable expenses. But unlike a large fixed expense, like your mortgage or car payment, there’s a huge opportunity to cut how much you’re spending on groceries just by changing a few things about …

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7 Simple Ways To End Impulse Buying Now

Impulse buying happens to the best of us and many times you might not even realize it. Whether you’re just starting to learn how to save money or you’re a seasoned saver, I’m sure you’ve all been in a situation where you bought something that was totally unplanned (I know I have). Maybe there was a sale that was too …